Unite FS
Specialist Property Finance Brokers

Development finance,
reimagined.

Unite FS arranges specialist funding for Property Developers, Investors and High-Net-Worth Clients — from Ground-up Schemes to Bridging Loans & Bespoke Mortgages above £1m.

No upfront fees
Fast Completions
Whole-of-market access
Modern glass office building financed by Unite FS
£25m+
Loans arranged
120+
Lender relationships
What we do

Three specialisms.
One expert team.

We keep our focus narrow so you get the deepest expertise — whole-of-market access, direct lines to decision-makers, and a straight-talking approach.

01
Our specialism

Development Finance

Ground-up development, heavy refurbishment and conversion funding for experienced and first-time developers across the UK.

  • Loans from £100k to £10m+
  • Up to 85% LTGDV & 100% LTC
  • Ground-up, refurbishments, conversion & PDR
  • Senior debt, stretched, mezzanine & equity
Enquire about development finance
02
Fast & flexible

Bridging Loans

Short-term bridging finance for auction purchases, chain breaks, refurbishments and time-sensitive opportunities.

  • Fast Completions
  • Chain Break Scenarios
  • Development Exit
  • Part Complete Build Sites
  • Up to 100% LTV
  • Rates from 0.35% pcm
  • AVM & Desktop Valutions
Enquire about bridging loans
03
£1m+ lending

HNW Mortgages

Bespoke high-net-worth mortgages for complex incomes, international clients and premium UK property purchases.

  • Loans from £1m upwards
  • High Loan-to-Income Products
  • Company Directors
  • MUFB & Commercial Mortgages
  • Foreign Nationals
Enquire about hnw mortgages
Recent completions

Deals we’re proud of.

A snapshot of recent transactions. Every case is different — speak to us about yours.

Frequently asked

Answers to the common questions.

Can’t see your question? Drop us a note — we reply the same working day.

About Unite FS

A specialist partner for ambitious deals.

Unite FS is a boutique specialist brokerage focused exclusively on development finance, bridging loans and HNW mortgages. We take on the complex, the time-critical, and the un-obvious — and we deliver.

No panels. No shortcuts. Just direct lender relationships built over the years in specialist property finance.

Direct access to over 120 lenders including private banks and specialist funds

Deals placed & completed very quickly

Transparent fees (if any!)

Dedicated broker from first call through to drawdown

Get in touch

Let’s talk about your project.

Send us the outline of your deal and we’ll come back with an honest view of what’s achievable — usually within a few hours.

Reply usually within 1 working day.